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French Mortgage Prepayment Calculator

Model the impact of prepaying your French mortgage early — through a recurring extra payment or a one-time lump sum — and estimate the early-repayment penalty (IRA) your bank may charge.

Prepayment type

€0

Interest saved

0 mo

Time saved

€0

Estimated penalty (IRA)

€0

Net savings

Baseline (no prepayment)

Monthly payment
€0
Payoff time
0 mo
Total interest
€0
Total repaid
€0

The IRA figure above is an estimate only, not a guarantee of what your lender will actually charge — check your loan contract or ask your bank for the exact terms.

Year Interest (baseline) Balance (baseline) Interest (prepay) Balance (prepay) Interest saved